Ability Mortgages Top 10 Items to Remember When Moving
Pick a school for your children, then request your children’s transcripts from their current school.
Ask the community center for suggestions. Go around the neighborhood and make friends who could help in finding a suitable school for your kids. prepare the transcripts of records and letter of transfers, as the new school will request you to submit them.
Organize essential documents
Go digital. Create two digital folders on Dropbox or Google Drive. Take photos of documents related to your relocation, such as receipts, quotes, phone numbers, contact persons, and store them under “Moving” folder. Do the same for essential documents, like birth certificates, passports, bank statements, medical records, deeds, and tax records, and save them under “Personal and Family” folder.
Create a moving budget.
Unaccounted and unexpected expenses may arise with moving. Create a digital financial plan on Google sheets that includes expected expenditure and their estimates. This financial plan will help you to stick within your budget and prevent you from overspending, and be confident of having enough funds on move
Set an appointment for an in-house estimate
Get at least three moving companies to submit an estimate. Don’t settle for over-the-phone or online appointments as some moving companies submit underestimated quotes. Make sure the moving company sends a representative to assess your property and items before offering their final price. Inquire if they offer insurance, like the Released Value Protection (RVP) or the Full Value Protection (FVP). RVP is a standard coverage that will compensate you for misplaced or damaged items, while FVP compensates you for the full cost of repairing or replacing an item.
Do a background check
Run a comprehensive background check to ensure you are dealing with a trustworthy and professional moving company. Check their Better Business Bureau rating and read customers’ reviews. Check with the Department of Transportation to confirm if the moving company is insured and licensed.
Read the moving documents before attaching your signature
Read the moving documents to avoid any misunderstandings and to ensure that what you have agreed with the moving company are incorporated in the moving contract.
Book a vacation leave from your work on the move date.
Schedule the move on a Friday to have more time for organizing and have a rest on the weekend.
Scale down your belongings
Sort through your items and choose what items you need, can donate, or sell. Pack only the necessary and essential items. Sell unwanted items online, have a garage sale, or donate to charity to reduce your moving bill, earn, and help others.
Purge unused items
If you haven’t used that item and it’s still in boxes from your last move, it’s time for a Garage Sale. If the items do not sell, donate them to charity or give to a friend.
Plan how to pack your belongings.
Classify your belongings as fragile and non-fragile. Fragile items such as antiques and artwork, china, wine glasses require extra care. Large items like the TV, freezer, refrigerator require different packing and would even require shipping. Ensure to use quality materials when packing items. You may consider hiring a professional packing service to reduce stress.
#11 Bonus
Pay all your utility bills and have them disconnected.
File for disconnection of all your utilities in your old home, and start processing your utilities in your new home a month before your move day.
For more information or to discuss which loan would be the best option for you, don’t hesitate to call today at (410) 705-2447.
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